Privacy-Policy
Effective date: 1/5/2021
We at Garfunkel Health Advisors LLC (the “Company”) know you care about how your personal information is used and shared, and we take your privacy seriously. Please read the following to learn more about our Privacy Policy. By using or accessing the Services in any manner, you acknowledge that you accept the practices and policies outlined in this Privacy Policy, and you hereby consent that we will collect, use, and share your information in the following ways.
Remember that your use of Company’s Services is at all times subject to the Terms of Use which is included on this page, which incorporates this Privacy Policy. Any terms we use in this Policy without defining them have the definitions given to them in the Terms of Use listed below.
What Does This Privacy Policy cover?
This Privacy Policy covers our treatment of personally identifiable information (“Personal Information”) that we gather when you are accessing or using our Services, but not to the practices of companies we don’t own or control, or people that we don’t manage. We gather various types of Personal Information from our users, as explained in more detail below, and we use this Personal Information internally in connection with our Services, including to personalize, provide, and improve our services, to allow you to set up a user account and profile, to contact you and allow other users to contact you, to fulfill your requests for certain products and services, and to analyze how you use the Services. In certain cases, we may also share some Personal Information with third parties, but only as described below.
As noted in the Terms of Use, we do not knowingly collect or solicit personal information from anyone under the age of 13. If you are under 13, please do not attempt to register for the Services or send any personal information about yourself to us. If we learn that we have collected personal information from a child under age 13, we will delete that information as quickly as possible. If you believe that a child under 13 may have provided us personal information, please contact us at info@garfunkeladvisors.com.
Will Company Ever Change This Privacy Policy?
We’re constantly trying to improve our Services, so we may need to change this Privacy Policy from time to time as well, but we will alert you to changes by placing a notice on the Services, by sending you an email, and/or by some other means. Please note that if you’ve opted not to receive legal notice emails from us (or you haven’t provided us with your email address), those legal notices will still govern your use of the Services, and you are still responsible for reading and understanding them. If you use the Services after any changes to the Privacy Policy have been posted, that means you agree to all of the changes. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is collected. What Information Does Company Collect?
Information You Provide to Us:
We receive and may store any information you knowingly provide to us. For example, we may collect Personal Information such as your name, email address, and phone number.Information Collected Automatically
Whenever you interact with our Services, we automatically receive and record information on our server logs from your browser or device, which may include your IP address, geolocation data, device identification, “cookie” information, the type of browser and/or device you’re using to access our Services, and the page or feature you requested. “Cookies” are identifiers we transfer to your browser or device that allow us to recognize your browser or device and tell us how and when pages and features in our Services are visited and by how many people. You may be able to change the preferences on your browser or device to prevent or limit your device’s acceptance of cookies, but this may prevent you from taking advantage of some of our features. If you click on a link to a third party website or service, such third party may also transmit cookies to you. Again, this Privacy Policy does not cover the use of cookies by any third parties, and we aren’t responsible for their privacy policies and practices. Please be aware that cookies placed by third parties may continue to track your activities online even after you have left our Services, and those third parties may not honor “Do Not Track” requests you have set using your browser or device.
We may use this data to customize content for you that we think you might like, based on your usage patterns. We may also use it to improve the Services; for example, this data can tell us how often users use a particular feature of the Services, and we can use that knowledge to make the Services interesting to as many users as possible.
Will Company Share Any of the Personal Information It Receives?
We do not rent or sell your Personal Information in personally identifiable form to anyone, except as expressly provided below. We may share your Personal Information with third parties as described in this below:
Information that’s been de-identified. We may de-identify your Personal Information so that you are not identified as an individual, and provide that information to our partners. We may also provide aggregate usage information to our partners (or allow partners to collect that information from you), who may use such information to understand how often and in what ways people use our Services, so that they, too, can provide you with an optimal online experience. However, we never disclose aggregate usage or de-identified information to a partner (or allow a partner to collect such information) in a manner that would identify you as an individual.
Affiliated Businesses: In certain situations, businesses or third party websites we’re affiliated with may sell or provide products or services to you through or in connection with the Services (either alone or jointly with us). You can recognize when an affiliated business is associated with such a transaction or service, and we will share your Personal Information with that affiliated business only to the extent that it is related to such transaction or service. We have no control over the policies and practices of third party websites or businesses as to privacy or anything else, so if you choose to take part in any transaction or service relating to an affiliated website or business, please review all such business’ or websites’ policies.
Our Agents: We employ other companies and people to perform tasks on our behalf and need to share your information with them to provide products or services to you; for example. Unless we tell you differently, our agents do not have any right to use the Personal Information we share with them beyond what is necessary to assist us.
Protection of Company and Others: We reserve the right to access, read, preserve, and disclose any information that we reasonably believe is necessary to comply with law or court order; enforce or apply our Terms of Use listed below and other agreements; or protect the rights, property, or safety of Company, our employees, our users, or others.
Is Personal Information About Me Secure?
We endeavor to protect the privacy of your account and other Personal Information we hold in our records, but unfortunately, we cannot guarantee complete security. Unauthorized entry or use, hardware or software failure, and other factors, may compromise the security of user information at any time.
Under California Civil Code Sections 1798.83-1798.84, California residents are entitled to contact us to prevent disclosure of Personal Information to third parties for such third parties’ direct marketing purposes; in order to submit such a request, please contact us at info@garfunkeladvisors.com
What Choices Do I Have?
You can always opt not to disclose information to us, but keep in mind some information may be needed to take advantage of some of our features.What If I Have Questions About This Policy?
If you have any questions or concerns regarding our, privacy policies, please send us a detailed message to info@garfunkeladvisors.com, and we will try to resolve your concerns.
Terms of Use
1. Acceptance of Terms of Use
Please read these Terms of Use carefully before using the Website and using the services (“Services”) provided and managed by Garfunkel Health Advisors LLC (the “Company”). These Terms of Use set forth the legally binding terms and conditions for your use of the Website. By using this Website in any manner, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, found above, incorporated herein by reference. If you do not agree to these Terms of Use or the Privacy Policy, please refrain from accessing or using Website.
2. Changes and Modifications
The Company reserves the right, at our sole discretion, to modify or replace these Terms of Use by posting updated terms on our website, found on this page. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms of Use. Please review the website periodically for changes. If you do not agree to any or all posted changes, please do not continue to access or use this Website.
3. Accessing the Website and Account Security
The Company will do our best to ensure that this Website is operational at all times, except for periodic down times relating to updates and maintenance. We will not be liable if for any reason this Website is unavailable at any time or for any period. We will provide a customer support e-mail and will respond within a reasonable time period to all service and help requests. We cannot be held responsible for Internet outages, faulty connections, or other connectivity issues beyond our control.
To access this Website or the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of this Website that all information you provide is correct, current, and complete. You agree that all information you provide to register with the Company is governed by our Privacy Policy and you consent to all actions we take with respect to your information consistent with our Privacy Policy.
We have the right to disable any e-mail account, user name, password or other identifier at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.
3. Accessing the Website and Account Security
The Company will do our best to ensure that this Website is operational at all times, except for periodic down times relating to updates and maintenance. We will not be liable if for any reason this Website is unavailable at any time or for any period. We will provide a customer support e-mail and will respond within a reasonable time period to all service and help requests. We cannot be held responsible for Internet outages, faulty connections, or other connectivity issues beyond our control.
To access this Website or the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of this Website that all information you provide is correct, current, and complete. You agree that all information you provide to register with the Company is governed by our Privacy Policy and you consent to all actions we take with respect to your information consistent with our Privacy Policy.
We have the right to disable any e-mail account, user name, password or other identifier at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.
4. No Unlawful or Prohibited Use.
You agree not to upload, post or otherwise transmit any content through or related to the site that is misleading, harmful, threatening, abusive harassing, defamatory, offensive, violent obscene, or otherwise objectionable. You further agree that you shall not submit anything through the site that infringes any third-party intellectual property, including without limitation to patents, trademarks, trade secrets, publicity right, privacy right, copyright or other intellectual property or any rights of any part. You further agree that you shall not submit anything containing viruses, trojan horses, worms, corrupted files or code, spyware, malware, files or programs designed to degrade the functionality of any computer software or hardware. You further agree that you shall not take any actions that would interfere with the Website’s functionality including, but not limited to, denial-of-service attacks.
5. External Links and Content
This Website may contain links to other sites and resources provided by third parties. These links are provided for your convenience only and include links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
6. User Age Requirement
This Website is not directed to people under the age of 18 years old. In compliance with the requirements of Children’s Online Privacy Protection Act (COPPA), we do not collect any information from any person under 13 years of age. If you are aged 13 years or younger, please do not download or use this Website. If you are 13 or older but under the age of 18, you should review these Terms of Use with your parent or guardian to make sure that you and your parent or guardian understand it. If you are under 18, you may only use our services with the supervision and involvement of a parent or guardian.
7. Copyrights, Trademarks, and Service Marks
This Website and its original content, features and functionality are owned by the Company and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the Company
8. Governing Law, Jurisdiction and Venue
All matters relating to this Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the State of New York U.S.A., without giving effect to any choice or conflict of law provision or rule.
9. Geographic Restrictions
This Website is controlled and offered by the Company from its facilities in the United States of America. If you are accessing or using this Website from other jurisdictions, you do so at your own risk and you are responsible for compliance with local law. Notwithstanding the foregoing, this Website may contain or provide links to content hosted on websites located outside of the United States of America.
10. Indemnification
You agree to indemnify and hold harmless the Company from and against any and all losses, expenses, damages, and costs, including without limitation reasonable attorneys’ fees, resulting, whether directly or indirectly, from your violation of the Terms of Use. You also agree to indemnify and hold harmless the Company from and against any and all claims brought by third parties arising out of your use of any of this Website.
11. Limitation of Liability
Except to the extent required by applicable law and then only to that extent, in no event will the Company, its employees, contractors, officers, directors, affiliates or agents, be liable to you on any legal theory for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary or other damages including without limitation, loss of revenue or income, lost profits, pain and suffering, emotional distress, cost of substitute goods or services, or similar damages suffered or incurred by you or any third party that arise in connection with this Website (or the termination thereof for any reason), even if foreseeable or if any form of notice has been provided.
12. Warranties
THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
13. Violation of this Agreement
Any user who violates this agreement may be blocked from future access from using this Website. We may terminate your access to this Website without cause or notice, which may result in the forfeiture and destruction of all information associated with you. All provisions of these Terms of Use shall by their nature survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
14. Contacting Us
For questions regarding these Terms of Use, please contact us using the information below.
info@garfunkeladvisors.com. All other feedback, comments, requests for technical support and other communications relating to the Website should be directed to: info@garfunkeladvisors.com.
